1. Acceptance of Terms

By accessing or using this website or any VisionNest services, you agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use our services or site.

These Terms govern your use of all content, training materials, consultations, subscriptions, and communications offered by VisionNest.

---

2. Services Description

VisionNest provides director training programs, leadership development services, governance resources, and coaching consultations through a combination of:

• Online modules (self-paced or live)

• Downloadable resources

• 1-on-1 coaching

• Custom corporate programs

All services are educational in nature and do not constitute legal, financial, or regulatory advice.

---

3. Eligibility

You must be at least 18 years old to use our services. By using the website, you represent that you are legally able to enter into these terms.

---

4. User Accounts & Access

To access paid content or coaching, you may be required to create an account. You agree to:

• Provide accurate and complete registration information

• Keep your login credentials confidential

• Notify us immediately of any unauthorized use of your account

We reserve the right to suspend or terminate accounts that violate these terms or misuse the platform.

---

5. Intellectual Property

All content on the website and in training materials — including text, graphics, videos, presentations, and course structures — is the intellectual property of VisionNest or its licensors.

You may not:

• Copy, distribute, or share our materials beyond your own use

• Sell or sublicense any content without prior written permission

Limited personal and non-commercial use is granted solely for the duration of your active subscription or access period.

---

6. Payment Terms

All prices are in SGD unless otherwise stated. By subscribing or booking a service, you agree to:

• Pay the stated fees through the approved payment methods

• Be billed monthly (unless otherwise agreed)

• Cancel via your account before the next billing cycle to avoid auto-renewal

Refund terms are outlined in our Refund Policy.

---

7. Prohibited Use

You agree not to:

• Use the website for illegal purposes or to harm others

• Attempt to hack, disrupt, or reverse-engineer any part of the service

• Misrepresent your identity, qualifications, or intent

We reserve the right to restrict or remove access if prohibited conduct is suspected.

---

8. Limitation of Liability

VisionNest is not liable for:

• Losses resulting from reliance on our training for specific legal or corporate decisions

• Inaccessibility of services due to technical issues beyond our control

• Any indirect, incidental, or consequential damages

All services are provided “as is” and without warranties of any kind.

---

9. Termination

We may suspend or terminate your access if you breach these terms, violate applicable laws, or misuse our content. Upon termination, your right to use our services and materials will cease immediately.

---

10. Changes to Terms

We may revise these Terms of Use from time to time. Any changes will take effect immediately upon posting on this page. Your continued use of the website constitutes acceptance of the updated terms.

---

11. Governing Law

These Terms are governed by the laws of the Republic of Singapore. Any disputes will be subject to the exclusive jurisdiction of Singapore courts.